lending on ethereum mainnet, block 26,026,599 (2026-09-21 14:52 utc) asset market supply apy borrow apy util supplied borrowed USDC compound v3 3.77% 4.63% 90.1%* $378m $341m USDC aave v3 3.76% 4.48% 93.6%* $2.38bn $2.22bn USDC spark 3.37% 4.21% 89.2% $36m $32m USDT spark 4.21% 4.92% 95.4%* $315m $301m USDT aave v3 3.98% 4.76% 93.2%* $2.91bn $2.71bn USDT compound v3 2.88% 3.76% 79.0% $178m $141m DAI aave v3 3.23% 4.91% 88.3% $130m $115m DAI spark 2.74% 4.33% 71.0% $294m $209m USDS compound v3 3.16% 3.98% 86.5% $1.87m $1.62m USDS spark 2.59% 4.21% 69.0% $1.44bn $993m USDS aave v3 0.16% 5.69% 3.7% $9.01m $337k USDe aave v3 0.62% 6.54% 13.1% $609m $80m PYUSD aave v3 3.81% 4.94% 86.0% $7.72m $6.64m PYUSD spark 0.86% 4.12% 23.7% $186m $44m WETH aave v3 1.45% 2.06% 83.0% $5.82bn $4.83bn WETH spark 1.39% 1.87% 78.1% $1.64bn $1.28bn WETH compound v3 1.13% 1.83% 56.3% $139m $78m savings rates, set by governance, nothing lent out: sUSDS sky savings rate 3.60% on 4.38bn USDS sDAI dai savings rate 1.25% on 164.44m DAI apy: the rate compounded every second, the way aave's interface shows it; compound's shows the apr. usd at each market's oracle price (aave's for compound, whose weth market prices in eth). * utilization at or above 90%: nearly all of it is lent out, a large withdrawal may have to wait for repayments.